| Minneapolis is also busy in terms of traffic. So it | | | | important to compare car insurance rates on various |
| stands to reason that some of the more popular | | | | cars before you buy. Two similar sedans might |
| auto insurance companies serve automobile owners in | | | | carry different rates due to how the cars tested in |
| this great city. These include (but are certainly not | | | | crash tests. Or if a vehicle happens to be on the |
| limited to) State Farm, Westfield, Western National, | | | | "most stolen" list in Minnesota, your premium might |
| Allstate, Encompass, Allied, Travelers, Safeco, | | | | be higher on that particular vehicle. Shop for an |
| Farmers, American Family, Progressive and many | | | | automobile that has all the latest safety features, and |
| others. | | | | that tested well in crash tests. Also, avoid buying a |
| Minneapolis Motorist Facts | | | | sporty vehicle if you want to keep your car |
| Minneapolis is a busy city but has been fortunate in | | | | insurance at a low price. |
| terms of how many car crash fatalities have been | | | | Don't Shrug at Online Comparisons |
| reported in recent years. In 2007, for instance, the | | | | With Internet technology, it's amazing how easily and |
| city had 15 deadly automobile crashes involving 198 | | | | quickly you can compare car insurance quotes for |
| persons and 98 vehicles. The average speed of | | | | multiple providers. Use this technology to your |
| vehicles involved in those accidents was 30 mph, | | | | advantage! Compare rates with various types of |
| which proves that accidents can and do happen at | | | | coverage as well as higher deductibles. Be sure to |
| any speed. These facts about Minneapolis | | | | include any information that can result in a discount, |
| contribute to the costs of auto insurance in the | | | | such as safe driving record, driving courses, good |
| area. Therefore, you should maintain a safe driving | | | | credit score, a high grade point average for a |
| history if you want to lower your car insurance | | | | student driver in your home, safety features on |
| premium. | | | | your automobile, etc. You'll find that some providers |
| Auto insurance providers will also consider your | | | | offer lower rates if you're over a certain age, |
| commute time to work. In Minneapolis, the average | | | | married or a homeowner. |
| commute time for motorists is 21.7 minutes. If you | | | | If you don't still owe money on your vehicle, keep in |
| have a short commute or do most of your driving on | | | | mind that you can opt to purchase only the minimum |
| non-crowded country roads instead of busy | | | | liability required by the state of Minnesota. You |
| highways, this can lower your premium. Another | | | | don't have to buy extras such as collision, |
| important statistic that affects car insurance rates is | | | | comprehensive, etc. unless you want the extra |
| the local rate of theft. There were 3,176 vehicles | | | | coverage. These can almost double your premium |
| stolen in Minneapolis in 2007. It's important to keep | | | | with some providers, so think about the overall costs |
| your vehicle under lock and key at all times, | | | | versus your car's value before adding extra |
| preferably with an alarm or anti-theft device. If | | | | coverage. Also, check with providers about |
| possible, always park your vehicle inside a locked | | | | combining policies for all the drivers in your family. |
| garage with an alarm. Taking safety precautions | | | | This can save you money on your overall bill as well. |
| might lower your auto insurance premium. | | | | Make an effort to shop around for cheap car |
| Buying a Car in Minneapolis | | | | insurance in Minneapolis. It's easier than ever to find |
| If you're planning to buy a new car soon, it's | | | | the best rate! |