| Minneapolis is also busy in terms of traffic. So | | | | various cars before you buy. Two similar sedans |
| it stands to reason that some of the more | | | | might carry different rates due to how the cars |
| popular auto insurance companies serve | | | | tested in crash tests. Or if a vehicle happens to |
| automobile owners in this great city. These | | | | be on the "most stolen" list in Minnesota, your |
| include (but are certainly not limited to) State | | | | premium might be higher on that particular |
| Farm, Westfield, Western National, Allstate, | | | | vehicle. Shop for an automobile that has all the |
| Encompass, Allied, Travelers, Safeco, Farmers, | | | | latest safety features, and that tested well in |
| American Family, Progressive and many others. | | | | crash tests. Also, avoid buying a sporty vehicle |
| Minneapolis Motorist Facts | | | | if you want to keep your car insurance at a low |
| Minneapolis is a busy city but has been fortunate | | | | price. |
| in terms of how many car crash fatalities have | | | | Don't Shrug at Online Comparisons |
| been reported in recent years. In 2007, for | | | | With Internet technology, it's amazing how easily |
| instance, the city had 15 deadly automobile | | | | and quickly you can compare car insurance quotes |
| crashes involving 198 persons and 98 vehicles. | | | | for multiple providers. Use this technology to |
| The average speed of vehicles involved in those | | | | your advantage! Compare rates with various |
| accidents was 30 mph, which proves that | | | | types of coverage as well as higher deductibles. |
| accidents can and do happen at any speed. | | | | Be sure to include any information that can result |
| These facts about Minneapolis contribute to the | | | | in a discount, such as safe driving record, driving |
| costs of auto insurance in the area. Therefore, | | | | courses, good credit score, a high grade point |
| you should maintain a safe driving history if you | | | | average for a student driver in your home, |
| want to lower your car insurance premium. | | | | safety features on your automobile, etc. You'll |
| Auto insurance providers will also consider your | | | | find that some providers offer lower rates if |
| commute time to work. In Minneapolis, the | | | | you're over a certain age, married or a |
| average commute time for motorists is 21.7 | | | | homeowner. |
| minutes. If you have a short commute or do | | | | If you don't still owe money on your vehicle, keep |
| most of your driving on non-crowded country | | | | in mind that you can opt to purchase only the |
| roads instead of busy highways, this can lower | | | | minimum liability required by the state of |
| your premium. Another important statistic that | | | | Minnesota. You don't have to buy extras such |
| affects car insurance rates is the local rate of | | | | as collision, comprehensive, etc. unless you want |
| theft. There were 3,176 vehicles stolen in | | | | the extra coverage. These can almost double |
| Minneapolis in 2007. It's important to keep your | | | | your premium with some providers, so think |
| vehicle under lock and key at all times, preferably | | | | about the overall costs versus your car's value |
| with an alarm or anti-theft device. If possible, | | | | before adding extra coverage. Also, check with |
| always park your vehicle inside a locked garage | | | | providers about combining policies for all the |
| with an alarm. Taking safety precautions might | | | | drivers in your family. This can save you money |
| lower your auto insurance premium. | | | | on your overall bill as well. |
| Buying a Car in Minneapolis | | | | Make an effort to shop around for cheap car |
| If you're planning to buy a new car soon, it's | | | | insurance in Minneapolis. It's easier than ever to |
| important to compare car insurance rates on | | | | find the best rate! |