Is Minnesota Lakeshore Affordable? YES!

"body">the little community of Burns Township. It was a
In the past decade the prices on MinnesotaTwin Lakes rambler on 400 ft. of shore with 3BR
lakeshore had become out of reach for many2BA and a 2 car garage. It sold for $225,000.
buyers. Prices shot up in the late 1990's. Lake lotsOn the other end of the spectrum, in southern
on Coon Lake in Anoka County went on theAnoka County, a Lino Lakes home with 100 feet
market in 1998 for $60,000 and were re-soldof shore on Reshanan Lake. It originally listed for
three years later for over three times that atalmost 2 years ago for $585,000 but sold for just
$200,000. Homes on Minnesota 10,000 lakes saw$507,750. This home is located with a quick
similar increases. There didn't seem to be an endcommute to either downtown is a multi-level
in sight to what someone would pay for shorelinehome with 4BR/3BA and a 3 car garage.
in the Twin Cities. The only options for affordableChisago County
lakeshore seemed to be "deeded access" orAverage $382,125
"channel shore". The dream of owning a home onTotal Homes Sold 5
the lake was fading for many potential buyers.Both the lowest and highest priced sold homes
Then "The Buyer's Market of 2006" hit the Twinwere located in Chisago Township about 45
Cities and north metro. What a welcome relief tominutes northeast of downtown St. Paul. The
would-be lake home owners. The lakeshore islower priced home boasted 150 ft of shoreline on
affordable again.Chisago Lake. It was a 3BR/2BA/2Car home built
The recent buyer's market has affected thein 1956 and sold for just $292,500. On the high
prices of lakeshore in Minnesota. With there beingend, was a 2002 built lake home on Green Lake
so many homes available, buyers have a selectionwith 85 ft. of shore. It was listed at $534,900 but
that hasn't been seen in the past decade. Thatsold for $50,000 less after 6 months on the
abundance of homes is in all categories, includingmarket.
the wonderful lakeshore homes coveted byRamsey County
Minnesota sportsmen and nature lovers. To seeAverage $423,890
what kind of an impact the buyer's market hasTotal Homes Sold 8
had Minnesota lakes; I did some research on lakeRamsey County is the heart of the east metro
homes sold in the past six months (August 2006and is home to the capital city, St. Paul.
to February 2007). As a Realtor working in theSurprisingly, there were some lakeshore bargains
north east metro for several years, I knew ithere as well. On the low end of the spectrum,
was difficult to find reasonably priced Minnesotathere was a home with 100ft of shore on Goose
lakeshore in for the past few years...especiallyLake. The home located in White Bear Lake
with a quick commute to the city. I wanted tooriginally listed for $389,000 but after six months
see if the change in the market had madeon the market sold for $295,550, nearly $100K
lakeshore more affordable. What I found is thatless!
an in-town lake home is not only affordable, theyOn the more expensive side was a North Oaks
are available.home with 150 ft of shore on Charley Lake. The
Focusing on the north east metro counties ofhome is on a 1.3 acre parcel in a private
Anoka, Chisago, Ramsey and Washington, Icommunity. The 2 story was built in 1980 with
discovered some interesting facts. I set up a5BR/6BA/3Car. After being on the market for
search for lakeshore homes sold that had at leastjust over a year, it sold for $673,000.
3BR/2BA and a garage and listed after August 1,Washington County
2007. The homes had to be a single familyAverage $822,483
dwelling, not a town home or condo. There wereTotal Homes Sold 6
24 homes that met these criteria. I then took aWashington County was home to the most
closer look homes that sold for the lowest andexpensive and fastest lakeshore sales in the north
highest price in each county. Since most homesand east metro during the past six months. But
sat on the market for several months, therethere were bargains here as well. At the low end
were some amazing price concessions by sellers.a lakeshore home in Oakdale, on Park Lake sold
The 24 listings were on the market an averagefor at the listed $399,000 in just 45 days. At the
of 178 days. But when I looked closer at theother end of the spectrum a Mahtomedi 1930's
homes, I realized that this was not accurate.charmer on White Bear Lake sold in just 15 days
Many of the homes were cancelled and re-listedfor $1.6 million.
so the DOM would start again at zero. (In myFor more detailed statistics: )
estimation, the average time on the market forAre you interested in buying Minnesota
north metro lakeshore is 9 months to a year.)Lakeshore? Now is the time. There are still
So where are the deals on Minnesota Lakeshore?hundreds of homes on lakeshore listed on the
All over! Here are some of the highlights:Twin Cities MLS. Many of these beautiful homes
Anoka Countyhave been on the market for several months.
Average $389,550With the right offer and Realtor who understands
Total Homes Sold 5the lakeshore market, you could be spending this
The lowest priced lakeshore home sold during thesummer on a Minnesota lake!
past 6 months was in northwest Anoka County in