| The new law states that we must look back 2 | | | | Minnesota statues. |
| years (24 months) from the date of filing. In | | | | Minnesota Homestead Exemptions: Real property, |
| addition, we must then look at the 6 months prior | | | | mobile home or manufactured home to $200,000 |
| to the 2 years. The place a person lived at the | | | | or, if the homestead is used primarily for |
| majority of the time in the 6 month period will | | | | agricultural purposes, $500,000; cannot exceed |
| determine which state exemption law will apply. | | | | ½ acre in city or 160 acres elsewhere. |
| Definition of Domicile: the state in which a person | | | | Minn.Stat.Ann. §510.01, 510.02, 550.37 subd. 12 |
| has his/her permanent residence or intends to | | | | What new Federal Domicile Bankruptcy rules apply |
| make his/her residence, as compared to where | | | | when claiming a homestead? |
| the person is living temporarily. Domicile depends | | | | The new Federal Bankruptcy law states you |
| on intent, location of a home where a person | | | | must have lived in the state for a minimum of |
| regularly sleeps. | | | | three years and four months (40 years) before |
| What new Minnesota Domicile Bankruptcy rules | | | | as person can claim homestead protection greater |
| apply when claiming a homestead? | | | | than $125,000. |
| The new Minnesota Bankruptcy law states you | | | | Federal Homestead Exemptions: Real property, |
| must have lived in the state for three years and | | | | including mobile homes and co-ops, or burial plots |
| four months (40 months) before a person can | | | | up to $20,200. Unused portion of homestead, up |
| claim Minnesota's full $300,000 of equity | | | | to $10,125, may be used for other property and - |
| homestead exemption. Prior to this time frame, a | | | | $1,075 of any property, and unused portion of |
| person is limited to an exemption of $136,875 of | | | | homestead up to $10,125. |
| equity; provided a person has lived in Minnesota | | | | 11 U.S. C. |
| long enough to use the exemptions stated in the | | | | |